Property Butler tracks 8 active 3 BHK options in Worli under ₹10 Crore — a segment that is shrinking as Worli PSF rises to a corridor median of ₹73,529/sqft, making it increasingly rare to find a full 3 BHK under that barrier. The options exist but require knowing precisely which buildings and configurations still qualify. This guide covers every sub-₹10 Cr 3 BHK tracked by Property Butler in May 2026.
3 BHK in Worli Under ₹10 Crore — 2026 Options & Buyer Guide
A 3 BHK in Worli under ₹10 Cr exists — but requires knowing exactly which buildings and configurations qualify. Property Butler tracks multiple 3 BHK options in Worli under ₹10 Cr. Most are under-construction with 2027–2029 possession. Here's the verified shortlist.
3 BHK Worli Under ₹10 Cr — May 2026
₹9.50 Cr — ₹9.99 Cr
1,175–1,490 sqft | ₹64,000–₹85,000/sqft | UC only
| Project | Price | Carpet | PSF | Possession | Developer |
|---|---|---|---|---|---|
| Lodha Adrina | ₹9.50 Cr | 1,334 sqft | ₹71,214/sqft | Ready (OC received) | Lodha |
| Raheja Riviera | ₹9.91 Cr* | 1,600 sqft | ₹61,938/sqft | Dec 2029 | K Raheja Corp |
| Lodha Marq (Tardeo adj.) | ₹10.71 Cr | 1,488 sqft | ₹72,010/sqft | Nov 2028 | Lodha |
All-In Cost Check
Raheja Riviera ₹9.91 Cr UC: add GST 5% (₹49.6L) + Stamp Duty 6% (₹59.5L) + Registration ₹30K = approximately ₹11.12 Cr all-in. Lodha Adrina (OC received, ready) avoids GST entirely — net all-in is ₹10.62 Cr. The ready option can be cheaper net even at a higher headline.
Why the Sub-₹10 Cr Window Is Closing
In 2022, Worli 3 BHKs under ₹10 Cr were available in multiple projects. By 2026, only Lodha Adrina (₹9.5 Cr at Dec 2025 possession — arguably resale now) and Raheja Riviera's lower floors qualify. Every 6 months, this band shrinks as PSF appreciates. Buyers targeting sub-₹10 Cr Worli 3 BHK should move now rather than wait.
What to Expect at Sub-₹10 Cr in Worli
- Carpet size — 1,175–1,600 sqft (compact but workable)
- View — City view or amenity view; sea view adds ₹1–2 Cr premium
- Floor — Typically lower floors (1–25); higher floors command more
- Possession — All UC in this range; Lodha Adrina is closest to ready
- Developer — Only Lodha and K Raheja have credible 3 BHKs in this band
Frequently Asked Questions
Are there actually 3 BHK flats in Worli under ₹10 Crore in 2026?
Yes, but the window is shrinking. Property Butler tracks 8 active options in Worli sub-₹10 Cr in May 2026 — all require tradeoffs on either floor height, building age, or view. With Worli's median PSF at ₹68,950, a sub-₹10 Cr 3 BHK implies under 145 sqft carpet per lakh of budget — feasible only in specific older buildings and pre-launch phases.
Which buildings have 3 BHKs under ₹10 Crore in Worli?
The sub-₹10 Cr Worli 3 BHK segment concentrates in older standalone buildings (pre-2000 construction), entry-level floors in mid-tier towers, and occasional resale units where original buyers need liquidity. The Worli Naka and Adarsh Nagar sub-zones tend to have more options under ₹10 Cr than the Worli Sea Face zone. Speak to Property Butler's team for specific current listings.
Should I buy a 3 BHK in Worli under ₹10 Cr or a better-located 2 BHK?
If space is the priority, the sub-₹10 Cr 3 BHK in Worli works. If location and building quality matter more, a ₹8–10 Cr 2 BHK in a premium Worli tower may outperform on appreciation and rental yield. Worli Sea Face 2 BHKs in Godrej Trilogy or Birla Niyaara typically start at ₹7–9 Cr and will hold value better than a lower-floor 3 BHK in an older building.
What is the outlook for Worli property prices in 2026?
Property Butler's market data shows Worli at ₹68,950 average PSF — up 37.9% over five years. The 2026 upward pressure is structural: Bandra-Worli Sea Link widening improves accessibility; the Eastern Waterfront masterplan adds premium commercial demand; and Lodha/Birla/Godrej completions lift the neighbourhood average. The sub-₹10 Cr segment is likely to see fewer options as 2026 progresses.
Can I get a home loan for a Worli flat under ₹10 Crore?
Yes. Most major banks — SBI, HDFC, ICICI, Kotak — offer loans up to ₹7–8 Cr for Worli properties at 75% LTV on current market value. At SBI's May 2026 rate of 7.25%, EMI on ₹7 Cr for 20 years is approximately ₹5.5L/month. For under-construction properties, pre-EMI interest applies until possession. Verify that the specific building has bank approval.
Find 3 BHK Worli Under ₹10 Cr
We'll show you current availability floor-by-floor.
Search NowWhatsApp UsIs it possible to get a 3 BHK in Worli under 10 crore?
Yes — Lodha Adrina starts at ₹9.5 Cr (1,334 sqft, Dec 2025 possession). Raheja Riviera's base floors start just under ₹10 Cr. This is a narrow window.
What PSF should I expect for a 3 BHK Worli under 10 Cr?
₹62,000–₹75,000/sqft. Anything significantly below ₹60K/sqft in Worli should be verified carefully for RERA registration and developer track record.
Can I get a sea-view 3 BHK in Worli under ₹10 crore?
No — in Grade A Worli projects, sea-view commands a 22-35% premium. A sea-facing 3 BHK at Raheja Riviera starts ₹12-14 Cr; Lodha Adrina sea-facing resale is ₹11-13 Cr. Sub-₹10 Cr options are exclusively city-view or amenity-facing lower-floor units. If sea view is your primary driver, the entry ticket in Worli is ₹12 Cr+. See our full Worli sea-view premium analysis.
Ready Lodha Adrina or UC Raheja Riviera — which makes more sense at this budget?
If you pay rent currently and your likely EMI is comparable: Lodha Adrina wins — move in now, avoid GST, start accruing rental value or end-use Day 1. If you are purely investing with a 5-year hold and have holding power: Raheja Riviera at today's base-floor price has embedded appreciation upside as Worli PSF continues northward through 2029. The Riviera Dec 2029 possession is 3.5 years away — ensure you are comfortable with pre-EMI costs (interest-only payments) for that duration before committing.
Related Guides
- 3 BHK Worli Sale — All Options
- Best 3 & 4 BHK Under ₹15 Cr
- Ready-to-Move Worli 2026
- Worli Complete Guide 2026 — PSF data, all 12 flagship towers
- Ready vs Under Construction Mumbai — full comparison framework
- How to Negotiate in Mumbai — specific SoBo tactics