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Mumbai Stamp Duty Calculator 2026

Calculate stamp duty and registration charges for property purchase or rental agreement in Mumbai & Maharashtra.

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Stamp duty is calculated on the higher of your purchase price or the government's Ready Reckoner rate.

Mumbai Stamp Duty Rates 2026

Purchase with a man as a buyer: 6% stamp duty + 1% registration (capped at ₹30,000)

Purchase by women only: 5% stamp duty + 1% registration (capped at ₹30,000)

Rent agreement: 0.25% of assessable amount + ₹1,000 registration

The 6%/5% includes the 1% Metro Cess levied by Maharashtra government. The women's concession applies only to homes, and only where every buyer is a woman (Government of Maharashtra order, 31 March 2021). With a man as a co-buyer the full rate applies, whichever name comes first.

About Ready Reckoner Rates

Ready Reckoner (RR) rates are government-assessed property values published annually by IGR Maharashtra. Stamp duty is always calculated on the higher of your actual purchase price or the RR rate. The rates shown here are approximate zone-level averages. For exact rates by CTS number, visit IGR Maharashtra e-ASR.

Stamp Duty & Ready Reckoner FAQs

How is stamp duty calculated in Mumbai in 2026?

In Mumbai, stamp duty is 6%, or 5% when only women buy, charged on the assessable value (the higher of your agreement price or the government Ready Reckoner value), plus 1% registration (capped at ₹30,000). The 6%/5% already includes the 1% Metro Cess levied by Maharashtra. Enter your figures above for the exact amount.

What is the stamp duty for women buyers in Maharashtra?

Women pay 5% stamp duty instead of 6% (a 1% concession) on a home bought only by a woman or women, under the Government of Maharashtra order of 31 March 2021. If a man is also a buyer, the full 6% applies, whichever name comes first. On a ₹3 crore flat the concession saves ₹3 lakh.

What is a Ready Reckoner rate and how does it affect stamp duty?

The Ready Reckoner (RR) rate, published annually by IGR Maharashtra, is the government's minimum assessed value per sqft for a locality. Stamp duty is charged on the higher of your actual purchase price or the RR value, so even if you buy below RR you still pay duty on the RR value.

Were Mumbai Ready Reckoner rates raised for 2026-27?

Mumbai city Ready Reckoner rates were held largely flat for FY 2026-27, with no hike across most South Mumbai zones. See Property Butler's Ready Reckoner 2026-27 update for the detail, and always confirm the exact rate for your CTS number on the IGR e-ASR portal.

What are the property registration charges in Mumbai?

Registration is 1% of the assessable value, capped at ₹30,000 for properties above ₹30 lakh. For properties below ₹30 lakh it is a flat 1% with no cap benefit.

How much stamp duty is payable on a rent (leave & license) agreement?

For a leave-and-license agreement, stamp duty is 0.25% of the total of rent for the full term plus 10% of the refundable deposit per year, plus ₹1,000 registration. Use the 'Rent / Leave & License' tab above to compute yours.

स्टांप ड्यूटी: आपके सवाल, हिंदी में

Stamp duty FAQs in Hindi

मुंबई में स्टांप ड्यूटी कितनी है (2026)?

मुंबई में पुरुष खरीदारों के लिए स्टांप ड्यूटी 6% और महिला खरीदारों के लिए 5% है (इसमें 1% मेट्रो सेस शामिल है)। साथ में 1% रजिस्ट्रेशन शुल्क लगता है, जो अधिकतम ₹30,000 है। ड्यूटी एग्रीमेंट वैल्यू या रेडी रेकनर वैल्यू, दोनों में से जो अधिक हो, उस पर लगती है। ऊपर दिए मुफ्त कैलकुलेटर से सटीक राशि निकालें।

महिलाओं के नाम पर रजिस्ट्रेशन से कितनी बचत होती है?

महिला के नाम पर रेसिडेंशियल प्रॉपर्टी रजिस्टर करने पर स्टांप ड्यूटी 6% के बजाय 5% लगती है। ₹3 करोड़ के फ्लैट पर यह सीधी ₹3 लाख की बचत है।

रेडी रेकनर रेट क्या होता है?

रेडी रेकनर (RR) रेट सरकार द्वारा हर साल तय की गई किसी इलाके की न्यूनतम प्रॉपर्टी वैल्यू है। स्टांप ड्यूटी आपके एग्रीमेंट प्राइस या RR वैल्यू, जो भी अधिक हो, उस पर लगती है। FY 2026-27 में मुंबई के अधिकांश इलाकों में RR रेट स्थिर रखे गए हैं।

रजिस्ट्रेशन चार्ज कितना लगता है?

रजिस्ट्रेशन शुल्क प्रॉपर्टी वैल्यू का 1% है, अधिकतम ₹30,000। यानी ₹30 लाख से ऊपर की हर प्रॉपर्टी पर रजिस्ट्रेशन ₹30,000 ही रहता है।

किराए (लीव एंड लाइसेंस) एग्रीमेंट पर स्टांप ड्यूटी कितनी लगती है?

लीव एंड लाइसेंस एग्रीमेंट पर स्टांप ड्यूटी पूरी अवधि के कुल किराए और रिफंडेबल डिपॉज़िट के 10% प्रति वर्ष के योग का 0.25% होती है, साथ में ₹1,000 रजिस्ट्रेशन। ऊपर 'Rent / Leave & License' टैब चुनकर सटीक राशि निकालें।

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