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18 May 2026 · 4 min read

The Presidential Bandra West — Buying Commercial Office Space: Rs 5.60 Cr to Rs 28 Cr Complete Guide 2026

Mumbai professionals spend billions in office rent every decade. A partner at a law firm, a wealth manager, a senior doctor — over 20 years of leasing 1,000 sqft in a premium suburb, you can easily pay Rs 4–7 Cr in rent with nothing to show at the end. The Presidential in Bandra West is one of the rare opportunities to own commercial office space in Mumbai's most coveted residential suburb — July 2026 possession, four sizes, all at Rs 70,000/sqft.

The Presidential — Office Space at a Glance

Location: Bandra West | Possession: July 2026 | Sizes: 800–4,000 sqft | Capital value: Rs 70,000/sqft | View: Road Facing | Type: Commercial

Four Units — What Each Configuration Offers

SizePricePSFIdeal ForApprox. Seating
800 sqftRs 5.60 CrRs 70,000Solo practitioner, boutique advisory, doctor's clinic5–8 workstations
2,000 sqftRs 14 CrRs 70,00010–18 person firm, design studio, wealth advisory15–22 workstations
3,000 sqftRs 21 CrRs 70,00030-person boutique, regional HQ, institutional branch30–40 workstations
4,000 sqftRs 28 CrRs 70,000Anchor tenant, NBFC, law firm full floor45–55 workstations

The Rent vs Own Math — 10-Year Calculation

For the 800 sqft unit. Assume you need quality Bandra West commercial space.

Leasing scenario: Grade B Bandra West commercial leases at Rs 200–280/sqft/month. At Rs 250/sqft for 800 sqft = Rs 2,00,000/month = Rs 24 lakh/year. With 15% escalation every 3 years, 10-year outgo is approximately Rs 2.85 Cr. You own nothing.

Buying scenario: Rs 5.60 Cr purchase. Stamp duty 5% = Rs 28 L. Registration 1% = Rs 5.6 L. Total non-recoverable upfront = Rs 5.94 Cr. After 10 years at 5–7% appreciation: asset worth Rs 9–10 Cr. Net effective cost of ownership after capital appreciation = effectively zero, you made money.

10-Year Outcome — 800 sqft

Rs 2.85 Cr+

Rent paid — gone forever

Rs 3–4 Cr gain

Appreciation on owned asset

Expected Rental Yield if Leasing Out

If buying as investment: Bandra West commercial rents at Rs 200–350/sqft/month for road-facing, quality-finished space. At Rs 250/sqft for 800 sqft = Rs 2,00,000/month = Rs 24 L/year. Gross yield on Rs 5.60 Cr = 4.29%. This is meaningfully better than residential yields in Bandra West (1.8–2.5% gross). The yield is consistent across all four units since PSF is fixed at Rs 70,000.

Stamp Duty and Acquisition Costs on Commercial

Commercial property in Maharashtra attracts: Stamp duty 5% (no women-buyer concession unlike residential), Registration 1%, GST 18% on two-thirds of agreement value for under-construction commercial (recoverable as Input Tax Credit for GST-registered businesses).

Cost800 sqft2,000 sqft4,000 sqft
Base PriceRs 5.60 CrRs 14 CrRs 28 Cr
Stamp Duty 5%Rs 28 LRs 70 LRs 1.40 Cr
Registration 1%Rs 5.6 LRs 14 LRs 28 L
GST 18% on 2/3 (ITC recoverable)Rs 67.2 L*Rs 1.68 Cr*Rs 3.36 Cr*
Total ex-GST ITCRs 5.94 CrRs 14.84 CrRs 29.68 Cr

*GST fully recoverable as ITC for GST-registered businesses. Verify with your CA.

Buy to Occupy — The Case For

  • Fixed overhead, rent never escalates
  • 5–7% annual capital appreciation
  • Bandra West address permanently secured
  • HNI clients value a premium address

Considerations

  • High upfront capital: Rs 5.94 Cr for 800 sqft
  • Commercial stamp duty 5% vs residential 3–4%
  • GST complicates purchase for non-GST entities
  • Commercial is less liquid than residential

Frequently Asked Questions

Can I rent out this office space if I do not use it immediately?

Yes. Commercial leasing in Bandra West is active — law firms, tech startups, boutique finance firms, and medical specialists all lease premium spaces. Typical lease structure: 3+3 year with 15% escalation at renewal, 2–3 year lock-in. Property Butler can connect you with institutional lessees after possession is secured.

What rental yield should I expect?

At Rs 250/sqft/month for 800 sqft = Rs 2,00,000/month = Rs 24 L/year. Gross yield on Rs 5.60 Cr = 4.29%. Net yield after maintenance and vacancy buffer: approximately 3.5–3.8%. This beats Bandra West residential yields (1.8–2.5% gross) by 150–200 basis points.

How is GST applied on commercial property purchase?

GST at 18% applies on two-thirds of the agreement value for under-construction commercial property. For the 800 sqft unit at Rs 5.60 Cr: GST = 18% x 2/3 x Rs 5.60 Cr = Rs 67.2 L. GST-registered businesses can claim this as Input Tax Credit against their GST output liability, recovering it over 12–24 months. Non-GST individuals cannot claim ITC — the true acquisition cost rises to Rs 6.27 Cr for the 800 sqft. Consult your CA.

Can I get a bank loan for commercial property?

Yes. Commercial Loan Against Property (LAP) from HDFC, Axis, ICICI, SBI at 9.5–11% per annum. LTV for commercial: 60–65% vs 75–80% for residential. On Rs 5.60 Cr, maximum loan of Rs 3.36–3.64 Cr. Down payment: Rs 1.96–2.24 Cr. EMI at 10% for 15 years on Rs 3.64 Cr = Rs 3.91 L/month.

Related Reading

-> Bandra West Commercial Office Space Market Guide-> Bandra West Property Guide 2026-> Explore Bandra West Properties

Interested in The Presidential Office Space?

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